PayPal Pay in 3 FAQs

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Spread the cost of your purchase at Dhanditech using PayPal Pay in 3. It’s a great way to manage your budget for larger purchases between £30 and £2,000. Just choose PayPal at checkout, select 'Pay in 3', and make your first payment today. The remaining two payments will be taken automatically each month. Please note that PayPal Pay in 3 is an unregulated credit agreement provided directly by PayPal, not Dhanditech.

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PayPal Pay in 3 FAQs

Is there any interest or extra cost for using Pay in 3?

No, there are no interest charges, setup fees, or late fees when you use PayPal Pay in 3. You simply pay the cost of your order divided into three equal instalments. It’s a completely interest-free way to manage your budget for high-quality tech at Dhanditech.

How do the payments work and when are they taken?

Your first payment is made at the time of purchase here at Dhanditech. The next two payments will be taken automatically from your chosen payment method over the following two months on the same date. For example, if you make your purchase on the 5th of the month, your next instalments will be on the 5th of the next two months.

Will applying for Pay in 3 affect my credit score?

Applying for PayPal Pay in 3 will not affect your credit score. PayPal may perform a "soft" credit check to determine eligibility, which is visible only to you and does not impact your credit file. However, please note that PayPal shares your repayment history with credit reference agencies, so keeping up with your payments is important for your future credit standing.

What happens if I need to return my order or get a refund?

If you return your items to Dhanditech under our standard return policy, we will process your refund as usual. PayPal will then apply the refund to your Pay in 3 loan. If you have any remaining instalments, the refund will reduce that balance first. If you have already paid more than the final adjusted total, the difference will be refunded directly to your PayPal balance.

Representative Example

For a purchase of £1,975, you can choose PayPal Pay in 3 at checkout to spread the cost into 3 interest-free monthly payments of £658.33. This allows you to get what you need today and pay over time with no interest or set-up fees.

Need More Help? - Find your answers you’re looking for in the official PayPal Pay in 3 FAQ.

Find Out More

PayPal Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs apply.